The money is 1/2 yours, correct? What's the issue?
What reliable evidence do you have that she is having second thoughts?
Look, she's probably LOOKING for a reason to blame this all on you. If you feel that protecting yourself financially is going to provide her with that issue, and that's more important to you than the potential that she will squander your money, that's your call, and I know it's not easy.
Don't you think, for that matter, that she's going to be just as pissed when she finds out your DD is going into a new account?
