Trying to save my M. W not really trying though.

[etrain]

YES. That's kinda the point -- to make sure she can't suddenly draw down family funds if she decides to bolt. Again, your mantra is "considering some of the decisions you've been making lately, I felt it best to be in control of my own half of our joint funds."

Look, she's NOT going to be happy just about the DD into the new individual account. So you might as well do what you need to do, all at once, and get it over with.

Puppy

I'm so torn. If I initiate this convo, there's a good chance it pushes her out the door if she is having 2nd thoughts.

I'll try to have a talk w/ her tonight. It's not going to be easy.