Why on earth in the 21st Century do you have to "agree" to her getting her own checking account? This is outdated, unreasonable and (as far as I see it) controlling behaviour!! It's like something out of the Flintstones. Sorry man but it is perfectly normal in the world in which I live for both partners to have accounts of their own,
I agree with you EN. I was just raised differently as so was she. When we got married we got a joint account because that just seemed like the normal thing to do for both of us. Now I can see how she can feel controlled by the finances if I am paying the bills and she does not have the freedom to go spend money when she wants to. I wish I would have done this with her a long time ago, it just never occurred to me.