Peacetoday, I am unsure how he as got himself into this situation, you ask is it the crisis or the ow, how can you tell, all I know is that ex was always so cautious with money, always had to have some on back up for if anything broke or needed replacing. He inherited a great deal from his fathers estate, took off with ow and away it as gone, from most of what I hear its all gone on things for her, wedding, plenty of holidays, home extension, partying most nights, sitting at home together instead of working, all of it and every last penny has gone to her. should they ever split up she will be ok, her parents have their own business albeit they handed it over to son and paid her equal shares some years ago, so she as spent her share of the business as well, but she will have the house they are in, she still has a car, her parents will give her money, what will he have absolutely zero. so it could be the crisis or it could just be the sheer fact that he is so deep into her that he as lost everything and gets into debt because he is afraid to lose her now he is up to the armpits in crap, dunno peace its hard to tell