If he is having a more 'anxietal' day than usual, I think I'd wait until a better time.
I think it's a good email. You explain what happened, why you didn't tell him, and already have solutions laid out.
You might want to consider adding something more about how he might feel having this sprung on him, "I understand why you might feel ______ that I didn't tell you earlier."
Good Luck.
I can tell you are much stronger now.
I think his anxiety is getting out of control and I'm glad he told me about it. I think the next step is to use this opening and this weekend to talk about him getting some help. The last time he agreed to medication was when he had an anxiety attack all by himself that wasn't related to me or to the kids. IOW...it was all him.
If he could get this under some kind of control then the other issues would be a lot easier to handle.
I don't know how to talk finances with someone who just said "I'm so over-f**king-whelmed!!"
My mother's advice was to print out the email(whatever it says) so it has the date on it and put it aside so that if it comes up unexpectedly I can show it to him, that I was planning to tell him, but felt he wasn't in a place to hear it yet.
