I'm going to a counselor at Catholic Charities and they accept payment on a sliding scale. (You don't have to be Catholic to go) Our community has other organistions that offer counselling at reduced rates based on income and amount of people in the household.
The positive thing about the counselor at Catholic Charities is their belief in the sanctity of marriage. My guy has trained with Michelle and is totally solution-focused. The only problem I've had is that I'm the one ready to come to some kind resolution now. . . . "sh*t or get off the pot" mentality. I've been in this mess for close to three years now, am totally exhausted and ready to call it quits, and my counselor is the only one really fighting for my marriage. I guess he is my last ditch effort to keep this thing going.
I hope you can find a professional in your community who can keep you afloat when it feels like you're going down for the count.