Don't buy a home because of the tax credit. Buy it because you can afford it in your budget first. Things to factor in - insurance, maintenance, lawn, gardens, appliances, furniture, curtains/drapes, rugs/carpet and repairs. How stable is your job? Do you have 3-6 months living expenses saved? Are you planning on staying in the area for another three years? Would you buy the home without the tax credit?
M22,H45,W45 S21/18D12 Retain faith that you will prevail in the end, regardless of the difficulties and at the same time confront the most brutal facts of your current reality, whatever they might be.
