I am wondering if I should give her what she wants by telling her that I got a new bank account yesterday, telling her that I am taking her name off of the household stuff, asking her how she's planning on working the car, upside-down equity on the house, etc situations.
You TCB for you.
"Wife I opened a bank account for me and transferred half of our cash into it. I am getting your name of all the household assets. I need you to get your car in your name and you need to handle your insurance. Here's the deal with the house we owe this much on the mortgage and we will net this much when we sell it, we both get (lose) this out of the sale. ...... Medical Insurance, School tuition/bills, sports/music for the kids, taxes, Christmas decorations, photographs, artwork, music collections, the pets, That pretty much covers that side of it.
yes make it real, make her ffffffeeeeeellllll all of it. Make sure you understands it is her choice and you are open to a reconciliation.
M22,H45,W45 S21/18D12 Retain faith that you will prevail in the end, regardless of the difficulties and at the same time confront the most brutal facts of your current reality, whatever they might be.