thanks s4h. is your W retired? I did not think disability was allowed to be considered the same way his pension is????

One of my questions is about "concurrent receipt". I think that is supposed to be completely phased in by 2014. How will that impact me?

I will try to read up on your sitch... I appreciate all input smile


Me 54
DS19 and DS17
Married 06/1989
Divorced 01/2011