About a month ago, H learned that the cost of his company health plan was going up about $100/month. I offered to cover the $100, but he declined. He wanted to get private ins. to save $$$. The quotes he got from the agent raised some red flags for me, so I bit the bullet and told him I was uncomfortable with it. After initially being hardline that individual was the way to go, he asked me to give my reasons, and I did.
He then said that he'd bring home all of the relevant documentation and we could go over it together.
End result - I will be paying him the difference between 'employee plus child' and 'family', or $200/month. Once you factor in his employer contribution and my employer contribution, I'm out of pocket about $30 bucks more than he is, but I'm not going to fight over $30.
For him, the net change in monthly expenses is about $100 to the good and while I don't want to 'buy' him, so to speak, I do want the financial realities of re-separation to be readily apparent.
The interaction was quick and drama-free, which is always good, and even a little funny. I handed him the sheaf of papers and said I wanted to stay on the company plan and would pay the $100 difference. He handed them back to me and said wouldn't it be more fair if I paid the diff. between the individual plan and the company plan? I handed them back to him and said, 'Ok, you tell ME how much you want from me to stay on the company plan."
He blinked in suprise, presumably from me putting him in the driver's seat, and named the $200 figure. I immediately agreed.
He actually looked a little confused and off balance, but then he brightened and said this was easier all around.
I know for his part, he feels like I should have been paying for my own health insurance since the beginning of the sep. For my part, I had him deducting the cost of having me on his plan from the child support, so I feel like I *was* paying for my own health ins.
Either way, tho, it's handled now and everyone is happy.
The trouble with having an open mind is that people put things in it.
My sitch - Divorce Busted! http://www.divorcebusting.com/forums/ubbthreads.php?ubb=showflat&Number=1804137#Post1804137
