- Opened a new checking account for myself. - Cancelled cleaning service because I won't be able to afford it anymore.
These are really hard things for me to do, but I need to do them to move forward.
- I am holding off on stopping W cell phone service. MIL still uses her phone and I do not want to turn it off on her.
Ask your wife to pick up a new cell phone today, seriously it will take maybe an hour if that. Cell phone service providers are everywhere, if she has time to have lunch with the OM, go shopping for things for her new place, she has time to take care of business in other areas which means you won't have to be providing those things for her. Seriously Tristan, she's been using a phone that you pay for to call & conversate with the OM. When you take the cell phone back from her and/or cancel the service, you aren't taking anything away from your mother in law, you can shift that responsibility on to your wife and stop feeling guilty because of it, have some self-respect for yourself, do this today!