I think that when she says things like that she expects you to disagree with her. Dont, part of what she is saying is true isnt it? She feels terrible about the hole that she has dug for herself and I think that shes fishing for you to make her feel a little better about it!
Its hard to watch our spouses go through these things, but we have to remember that these are the consequences of THEIR actions. You cant help her unless she wants to be helped, and is ready to start making her life better, otherwise your just enabling her.
I guess I gave the wrong finger to the wrong man...