I am so ruined by this, that I forgot to ask this question. Does anyone have any experience the second time around? I would think the rules are the same, but one never knows.
I just read my old post when I announced the divorce was over and I said I would stick around to helps others out. I didn't. If I did, I probably would not be typing this message now. So, even though I didn't keep my promise, I am once again here, looking for help.