i read this, but i have no idea what to tell you. the one thing i can tell you from experience is that financial pressure is tough. and it's especially tough when you got no one to blame but yourself. to me this attitude of your wife is plain guilt. just like when the was comes back to blame the lbs for everything that contributed to the affair, your wife is blaming you for all her money problems
believe none of what you hear and only 50% of what you see. do what is best financially for you, because in the end you need to take care of your future