I want my Monkey and Sheep Back

[beepee]

Wifey:

I understand why he wouldn't cosign for me but I have a huge problem with him saying he would do it and then after a week of me asking him everyday if he finished, he still didnt tell me that he wasn't going to do it, I had to go up to him and ask him. He didn't communicate with me at all. That's my biggest issue. I understand why he won't cosign, it's just the false hope he gave me and the lack of communication.

When you mentioned the reasons for your bad credit, you listed all of the loans you'd gotten, but not one bit of responsibility for any defaults. These things didn't happen to you - these are the results of your actions.

I know, I don't blame anyone for this but myself.

Had you gotten that apartment, but not had a job yet, how on earth did you expect to make the rent every month?

Been saving up and am constantly selling items that will fetch a lot of money. I'm also applying for a million jobs, I'm thinking positively and telling myself that I'm bound to get one within 2 months. I wouldn't be moving in until another month which gives me more time to sell more stuff and save up enough for rent for the first few months and I am confident that I will get a job within those few months. I have doubled my efforts and I'm being optimistic. Maybe overly optimistic to everyone else, but that's how I feel.

Then you need to work on repairing that credit, which begins with contacting the lenders for your loans and working out a repayment plan.

Have already started doing that today!