Thanks, I don't always feel so smart, but I know if I just step back for a bit the answer will come and it won't be the emotion talking.
With my B discharged my parents have said they will cosign a loan for me to replace my 17 year old car. I spoke someone I know at a local bank and she said even with a co-signer they wouldn't help me for 1-2 years. The car dealers may be different. Not something I necessarily wanted to discuss yesterday, since it was my Dad's birthday, but I did talk about it with Mom and she said talk to Dad. I did, told him what I had been told and asked him if he would mind being there while I tried to work it out. He said no problem.
Then as we were leaving, he said you know if it comes to worse case scenario, your Mom and I will take out the loan in our name and we will have you on the title and you just make the payments. I was so overwhelmed, I almost cried. Gosh, I love them so much. It must be mutual!!
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory