I am totally projecting here so I'll speak for myself.
I don't know if I "prefer" to peel it slowly but being at a financial and relatively emotional disadvantage, it is just that last step off the cliff that is so hard to take...thus, some of us need a good push.
Sorry for the mixed metaphors.
In my sitch, my H is so cavalier, thoughtless, impulsive...I think I compensate by overanalyzing, calculating, hesitating. It is hard to stop playing the Laurel to the WAS's Hardy...
From the soon to be published, "Fun with Divorce Metaphors."