Gima, Gypsy, Sandi, aak,Coach.

I would like to thank you all for your concern, advice, wisdom. You have all given me much to read, re-read, ponder and apply. And you all made me feel good again when I started not to. I am sure glad I did my backsliding here where so many of us have each other's back, when needed. Truly.

Worked late, dinner late DBboard late. First thing tomorrow, I am picking my wife up to go to re-fi closing.

Over the next day or so, I will give all your posts the time and attention they- and you - deserve. For now, I'm beat and going to bed.

Thanks again, guys.

Gardener

"My soul, be satisfied with flowers,
With fruit, with weeds even; but gather them
In the one garden you may call your own."
Cyrano deBergerac