i dont think i have posted to you, but i have read your situation.

if u are a dr, most likely u will not qualify for chapter 7, which means u would meet chapter 13, which does not relieve u of debt, just gives u a payment period, along with the credit hit of bankruptcy.

there must be another option.

maybe settling by giving her the house is best, financially speaking?

i live in ny too, i see u are struggling with the system here.


me: 31
H:29
Son:5
m:8 years in november
t:10 years
first bomb: 10/06
moved home: 3/08 out again 5/08
ow bomb: 4/08, since summer 06
d filed:6/08, on hold 6/08
moved home:3/09 out again 5/09