Hey JCJ, I have spent a long evening reading your threads and getting a better idea of your sitch........I could relate to so much there! I will write more about that when I have a bit more time to spare.
Some of your points were also part of Sandi's so I'm sure my response to her will be a part of my reply to you.
It's pretty late now and I promised my D a shopping trip so I'll be up and out fairly early. Time for bed!