H just moved out, 13 months post-bomb

[Dawn of Hope]

I would contact H regarding insurance. I can't believe that he is allowing you to be w/o insurance knowing your health issues…he must really be over the edge (of course OW can help validate those decisions for him).

Okay, here's my response to this next section of your message, AAL. (Hey, it's not nearly as long as the first one!)

Regarding discussing the insurance with H, I am hesitant to do that, because I have already talked to him about it, although not since I talked to the insurance specialist (from whom I found out that if H has insurance through his work, they are obligated to make it available to cover me too, although the company might not pay for my coverage...but that is the only way to get coverage of pre-existing conditions, like my depression). This was H's original comment, unsolicited, cut-and-pasted from one of the few emails he has sent me since he moved out:

"By the way, I have very limited benefits, being a contractor, so I was not able to cover you on Medical. I hope you're still looking into that."

When we spoke about it later, it started by me mentioning that I had to discontinue all of my meds, including my ADs, when the insurance went away because I couldn't afford them, nor the doctor visits required to accompany them, nor independent insurance (a basic policy would cost at least a quarter of what I made last year, before taxes). He got a little upset, having seen (in the past) the difference between me on functioning ADs and me unmedicated, although I seem to be managing okay right now without meds (not that he would really know how I'm doing, since he only sees me for an hour or so every six weeks). He said something like, "I'm sitting here wondering how to get you on insurance...wondering if I will get hired as a regular employee instead of a contractor, and if I could then get you covered on my insurance." He has never made it clear whether he has insurance himself or not, and I didn't know at the time of this discussion that if he does, then by law I can be covered too. It may be that he does have it for himself but just doesn't want to pay for coverage for me, and he knows perfectly well that I couldn't afford to pay for it myself. Basically, either he doesn't have coverage himself, in which case it's a moot point, or he does have it on himself but lying and telling me he can't get me on is less trouble than telling me he doesn't want to pay for my health insurance...because then he doesn't look like the bad guy, and can act all concerned that I don't have insurance. I don't know which it is, but at this point the end result is the same: I don't have insurance and have no immediate prospects for getting any.

Yes, he really is over the edge, in so many ways. And I have no idea what OW might be saying to him, but I do keep in mind that she managed to get him to co-sign on her student loan before he moved out, so he's already got one legal tie to her, while he's dropping those that he has with me. (I wouldn't be surprised if he didn't even tell his new coworkers that he's M...because, after all, in his MLC mind, he's really not [he actually told me this, as in "We haven't really been M in a long time." Um, try getting a license to M OW by telling the clerk that, why don't you?].) I'm sure he didn't plan for me to find out about the student loan co-signing, but he neglected to have the paperwork sent elsewhere or tell me to stop opening whatever came to the house addressed to him. Ah, the joys of the MLC spouse... Pthhhhht!

Stay tuned for the final installment/topic of my response...

Peace,
Dawn