K4D Rising

[25yearsmlc]

Kev
Am very glad to see the new Kev. Glad you met faithfulH. (Very glad).

Full auto insurance coverage for an 11 y/o car is not something I'd do at all and totally agree with CG on this. Please don't do that before reading up.

It costs a lot to fully cover an older car & You could put that extra money instead toward a new/newer used car down the road and if, in the mean time, your car gets damage that you have to repair (not a little dent) you'll have the money to pay yourself b/c you'll have that stashed away and that's only IF it's even worth repairing b/c a dent in an old car is no biggie. Having a cleaner (cheaper) insurance record will save you money too. Going to a driver's ed class one Saturday also lowers your costs for insurance btw. Consumer Reports suggests no "self" coverage for cars older than 5 years old unless they are very pricey to own, and always at a HIGH deductible, (at least a $500 deductible) and says the average consumer saves even if they hit someone every other year. (You might want to research their latest advice as I read that some time ago.)

Regardless, why is this any business of your stbxw? It's odd and controlling and maybe a maybe a bit condescending. Detach. Be a duck that lets it roll right off your back and into the water... Don't buy into it and don't respond so fast to any of this. If you have the kids, what's there to discuss with her? Did you say the detachment piece FaithfulH recommended, help you?

Hope so.
j-

PS given that you admit you are an alcoholic, are you attending regular AA meetings? Have you gone to any? You might be ready for a real spiritual awakening, as often happens when people admit being powerless over something...and asking a power greater than themselves, for help. The meetings will support many of your goals. Getting a sponsor will also help you. Talking to people who's lives have been similarly damaged will mean a lot and the meetings change people. They really do. (No, please don't tell your wife about it). Just let the changes show as they occur in you.