Update ... moved my half of the debt to my account yesterday. About to remove my phone from the family plan. Found an apt closer to work, but I'm still having a hard time getting over the mental barrier with this one ... I'll figure that out.

My question ... do I tell her about any of this stuff or do I just start acting and assume she'll figure it out?

The debt stuff she can find out on her own.

I kinda want to tell her about the phone after the fact. Something along the lines of a text "FYI, I removed my phone from the family plan. The bill for your phone will now be coming to your place." Short. To the point. No explanation. No excuses.

The moving thing is more of a question. She left a good portion of her stuff at the apartment when she left. She took only "what she had before we got married," which wasn't much. What I want to say is "Hi. I am moving out on Sunday (or whenever that day turns out to be). You'll have 2 weeks to get the rest of your stuff out of the apartment after I'm out. I'll leave the keys in the mailbox." My lease isn't up until the end of July, but I'm thinking that it wouldn't be bad to just move now. Again ... no explanations. Just ... this is what I'm doing. In my head it sounds not right, but I can't put my finger on it.

Any comments on how to approach these points would be appreciated.