J,
WOW...you obviously have your stuff together. The house may create issues if you both used your VA to get the loan but nothing that can't be worked...depending on your interest rate and the value right now you might even be able to reduce your monthly payment by a refinance.

No matter what happens the bad days will become less and less as you take control of your own life. Now is a good time to have fun with your daughter...new clothes for the trip? She will like that...guaranteed. Have fun at Disney!

V/R