@mindblank, you're a dream! Insofar as the 1099 goes, have you ever had any problem with "commingling" those funds with your personal funds? For example, I have a dedicated home office -- it's just an office. I understand that I can deduct some percentage of it from my taxes (vis-a-vis, mortgage), along with computers and what-not. Is that feasible with the 1099 strategy, which seems easier, or does that require a separate corporate identity (i.e., d/b/a)?
And by the way -- your casual, off-the-cuff zingers and what-not ALWAYS help!