One of my GAL activities is to start freelancing as a writer/editor to earn some extra buckskies and because it's something I always wanted to do and never had the courage to do (though WAW, to her credit, always encouraged it).

I know some of the DB'ers are small business-folk, so my random query (better directed to a lawyer, I know) is this: What's up with d/b/a? Separate checking account? Separate credit card? Etc.

(Yes, I know it seems incongruous -- how could someone who writes books not have the courage to freelance? Different game, different rules. Professional writing -- that is, writing for my profession -- I "get." Just hanging it out there is WAS scary.)