I'm not seeing what the struggle is here....you either can or can't.
You know how selfish she is right now.....why is this such a surprise to you ?
What is the result you are looking for ? Decisions made from anger usually aren't the right ones. So get off the wheel about this, and find a balance for the children.
The refi ? Hmmm....
--- Dear Phsyco,
When I know something, I'll let you know...until then, "I'm working on it" will be my standard answer to you.
Love....Sanity ---
Be the change that you want to see.
And don't come back here and say you aren't stuck anymore until you re-read your posts....