I've been meaning to ask you... How does this joint bank account work between you two? Who makes more money? Do you put equal parts in it each month? Is the 8K YOUR money? I'm confused...
H and I have our own bank accounts and then a joint account that each of us stocks each month with half of our income. The joint account is for the household. What is left in our own accounts is for whatever we want... save, gifts for each other, that snazzy new silk shirt... It's always worked great for us.