Get some legal advice and some fiancial advice. It will be worth every cent. It will give you the information you need to move ahead. i think why you are so confused, upset and woriied you cannot see your way forward. Borrow the money.
Sorry I am not of yor country and therfore not familiar with your laws etc otherwise I would try to help.
All I can say , is that once you have good advice, it all gets easier.
