Prior to 11/18/2008 I assumed ZERO responsibility for our finances, other than to deplete them!
Since then, I've taken over handling all of the medical bills we accrued (two incidents w/hospitals and tests for S9 and I, not big deal, but expensive!!!). Well, I worked with the insurance company, the service providers, etc... And, TODAY I HAD THE ULTIMATE SUCCESS!! We had a $7,700 hospital bill from S9's visit in November. Well, I've worked with the insurance company and the hospital, and got it reduced to $1,200! Between the in network, out of network, individual deductibles, family deductibles, blahblahblah.... talk and the MOUNTAIN of paperwork that goes with it, I was ready to call it a day and pay it at $2,800. I called the hospital and asked to speak to the lady that heads up Patient Accounts. I said, "Lady, here's my account number. I can pay off this balance immediately IF there's a financial benefit to it. If it is only going to cost me pennies to pay it monthly, at a minimum amount, I'll do it, but I'd like to get it off my mind..." She looks into everything, asks some questions, has me email her the EOB, and she says, "Well, since you put it that way, between the cash discount, and the error they made in computing your total, it's now $1,200!" Whooo Hoooo! I asked her to stay on the line while I get met my checkbook to electronically withdrawal it immediately before she changes her mind!
What a racket!
H called almost immediately after, and I told him the story. He said, "Way to go! Good job!"
This is a 180 because I'm really smart in most ways, but a financial moron. I tend to put things off because I don't want to try to understand it. I've caused more than a few headaches!
I'm proud of me. Yea, me!
Me-46, D-21, S15, S13
After many years w/my head in the sand... I FILED Divorced 6/2011
The average woman would rather have beauty than brains, because the average man can see better than he can think.
Good for you! I am proud of you or taking the bull by the horns! the hospital always wants their money sooner rather than later, so they will work something out.
Originally Posted By: mindblank
PS - The icing on the cake would have been... "Way to Go! Good Job! That makes me hot!" LOL
Wouldn't we all love that! LOL
Living God's blessings with grace and dignity~ SMW
M40/H36 T16/M14 4K B2/08 S4/08 current
Love never gives up, never loses faith, is always hopeful, and endures through every circumstance. I Corinthians 13:7
If it helps. Way to go. Good job. It makes me hot. Blah blah blah
My sense of humor is on overdrive I think.
Seriously, good deal MB. Keep up the good work.
AJ
"Our lives begin to end the day we become silent about things that matter" MLK Put the glass down... "Yesterday I was clever so I wanted to change the world Today I am wise, so I am changing myself."
GOOD NEWS! D17 made Prom Court! Wahooo! This is cute because she's only been at her high school since second semester Junior year. (She wanted to go to a public high school. Talked us into it. Didn't go well... Much like her Mom; a little too social, a little too focused on fun instead of school, a little too interested in anything that was "almost" crossing the line!) We transferred her kicking and screaming to the Lutheran High School within the system where my boys go to Elementary/Junior High. She LOVES it now. Go figure!
BAD NEWS! Her Prom Date got expelled yesterday! I can't believe it. HORRIBLY unfair situation, and, yes, I've had to get involved! This is a DARLING, honest, sweet, (ok, slightly cocky), HOT, young man, who is an incredibly gifted athlete, decent student, and contributing member of their class. He is/was also on Prom Court. Apparently, "someone" reported to the office that he was involved in gang activities. You would LAUGH your AS*ES off if you knew him, and heard this. NO WAY. So, they asked to search his (family) car in the parking lot. He said, "Stupid, but no problem." Well, they found nothing in the car, but found fireworks (legal) in his trunk. He didn't even know they were in there. His family shuffles around two cars between three drivers. His Dad had them in there from the prior weekend that they had taken them to a property they have in Northern WI to light off. The school administration didn't even listen to his parents (or him), and had his stuff gathered and in a bag when they arrived. Police wrote him a $100 ticket since he was under 18 for possession of fireworks. And, the school EXPELLED HIM! I can't believe it. So, as of last night, he can't graduate from his school with his class, but may be able to finish school at a public high school (3 weeks left). HOWEVER, he has a full ride scholarship to Valpo! And, if you are expelled, even if you indeed graduate, it is null and void.
I've already written my letter! I'm on the school BOD! And, I'm ticked!
I totally agree with a punishment, even if he didn't know they were there, since it's in the parent/student handbook. But, the offense in the handbook shows suspension, NOT expulsion.
Talk about a broken spirit. Poor kid!
Me-46, D-21, S15, S13
After many years w/my head in the sand... I FILED Divorced 6/2011
The average woman would rather have beauty than brains, because the average man can see better than he can think.
This is a DARLING, honest, sweet, (ok, slightly cocky), HOT, young man, who is an incredibly gifted athlete, decent student, and contributing member of their class. He is/was also on Prom Court. Apparently, "someone" reported to the office that he was involved in gang activities. You would LAUGH your AS*ES off if you knew him, and heard this. NO WAY. So, they asked to search his (family) car in the parking lot. He said, "Stupid, but no problem." Well, they found nothing in the car, but found fireworks (legal) in his trunk. He didn't even know they were in there. His family shuffles around two cars between three drivers. His Dad had them in there from the prior weekend that they had taken them to a property they have in Northern WI to light off. The school administration didn't even listen to his parents (or him), and had his stuff gathered and in a bag when they arrived. Police wrote him a $100 ticket since he was under 18 for possession of fireworks. And, the school EXPELLED HIM! I can't believe it. So, as of last night, he can't graduate from his school with his class, but may be able to finish school at a public high school (3 weeks left). HOWEVER, he has a full ride scholarship to Valpo! And, if you are expelled, even if you indeed graduate, it is null and void.