S4H....I'm sorry for your sitch, but you are right in the fact that by toughing it out for now and saving up money for separate households later, you are doing yourself a favor. Not everyone has the stomach for an in-house separation and many couples want to kill each other by the end of it...but it sounds like at least your W is mature enough to not be a huge beeotch to you, and you are sweet and kind enough to not throw her out....so for that much, I hope you are proud of both of you. It will really help you to be financially prepared so that is a small blessing. Its so much more stressful when you have to separate and neither of you can afford it.

Peace brother...

DQ