I will throw in my .02. Get the divided debt in either her name only or your name only before the divorce. That is a big part of why I have had to file bankruptcy. He couldn't qualify to pay those debts that we were jointly responsible for after the divorce, so when he filed, they came looking for me. I was just making it before that happened. The credit card people don't care what a divorce decree says as to who is responsible for the bill. They had the contract with you before the divorce. (I would love to get a lobby going that would change that!)
Harsh but true.
kat
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory