I think that was well said. Why go out of your way to be mean right out of the gate, though I am sure she won't get the "her" debt part. keep yur focus as you said on the kids and yourself. Try to not get drawn into her fantasy of what she is truly asking for.
kat
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory