Yea, I am definitely like a sitting duck. My mother is very concerned and wants to get my financial in order b/c as she says God forbid if anything happens to me, she would hate for OW, not so much H, to benefit from all my hard work. So gotta make some moves. H and I bought the house at the end of 2006 just before the market started to go down so we have definitely been hit with negative equity with the economy so I have no clue what H is talking about. But he needs a reality check badly. I will look into it. I sometimes think I don't want to rush D but I have also worked very hard in my life -- came from a single mom who is a secretary with six kids and have put myself with scholarships through boarding school, ivy league college, and grad school. Not to blow myself up but I have seriously worked hard so I would hate for H to completely screw me with his crap. Will update.
