Need to make changes for me (thread #2)

[Startingover2]

Well that is one of the ugly sides of D....the money issues. He probably won't get a dime from the house (or you either) if there is no equity. Just the way the market is. Nobody's fault.

Seriously, I would go and file for D if for nothing else to protect yourself legally and financially. If something changes before the time is up and your H makes a huge change then so be it. But right now you are like a sitting duck waiting for a tragedy to happen.