Just want to say hello and that folks here have great advice. I will watch your thread among others to see where I can find help myself. My sitch is all to similar to your. I cannot add to what others have shared with you as I am searching for answers myself. Nevertheless, take care and I will be watching closely.
MTB
Me - 35 W - 32 (EA with OM) M - 13 1/2 D - 11 S - 9 ILYBNILWY - January 2009 Status - Limbo