Quote:
My theory is & it is only a general theory. If you grew up with your parents having debt & living from pay check to pay check and as an adult you thus did the same. It in a way is a strange, warped sense of security. And thus if you get out of debt, it is unfamiliar territory, almost in a sense "out of your comfort zone".


Totally logical and it makes sense, even if she did complain that she did not want to live from paycheck to paycheck like her parents, she still 'manages' money like them. Her mom won't even consider saving. The planets are going to align or something soon and the monetary system will break down (actually, she may be right about the monetary system!!! LOL)

I have struggled myself with a view of money that has made me fearful of becoming wealthy, as if it would make me an unkind or selfish person. But I really think that is an unhealthy thought. I am really tired of working hard but only making as much $$ as I do.

As far as managing $$$, you know, the way I see it, its the little things we don't think about that add up. If someone goes to Starbucks every day, then eats out for lunch thats @ $12/day, $60/week, $240/mo......that's a car payment!

I did a budget for my WAS when she was freaking out about how she was going to pay for everything. I really don't think she is doing one each month for herself now.

As for me, my goal is to get the house ready to sell, and hopefully with the sale to pay off our credit card debt.

Also, I have an opportunity to be a caretaker for a bed and breakfast. I only have to be there at night, will have a seperate apartment and can live there for free. I will even get paid a small amount for being on call. That leaves me free for my day job and then I can begin to put some money aside for my retirement and another house. Plus the owner has a daughter who loves horses, as does my daughter. I'm sure they will be great friends.

I am trying to make this all work out, but it won't begin at the earliest until mid May.

When the house will sell is anybody's guess though.




Last edited by native; 03/23/09 03:34 AM.
Me 47, W 32,D 6,
Met 11 yrs. ago, M 7
Bomb 4/08/08, Sep. 8/10/08, Div. 8/10/09