Pearl, Sorry, I do not see a way to private message, I have never participated in forums before. I will not post on or follow anything here after this and have already put in a request for my account to be deleted.
I just wanted to send my appreciation to you for taking that moment to offer me your direct and clear feedback for consideration. I do mean that quite sincerely, regardless of my agreement/disagreement with or feelings about any points you made. Not everyone is willing to offer that and I always find it very useful.