Oh sorry.. I thought from the way you were texting and stuff, yu found it hard to just call him up or something.. well, good for you!

Its sad, but I agree, you can get a D cheaper if you wait hey.

Obvious question.. but can you not shut the joint account???

the 'joint' account we have is in fact an account in my ex's name.. but he never checks it or pays money in, I end up having to do it and then he owes it me! At least he is prompt in paying it back.

I vote for meeting with him and explaining how hard this is on you and he really ought to be more mindful of how his sctions impinge on you.. and seeing as he has moved in with the woman he ran off with, without even telling you, he ought to be less of a self-centred b*stard... or.. maybe leave that last bit out

Al x