The reason I don't have a L because the amounts we are talking about with h at the moment would be eaten up within a few L sessions/ letters. I am trying to see if I can get some free advice off a L - a contact through my sister or brother or something. However it is getting very near the stage where I will retain a L. I am getting a credit check done on my house at the moment to make sure there aren't any loans secured against it.
Al, I'm not scared to talk with him. It is getting him to talk with me. He just sits there and doesn't say anything looking ashamed and lies. You would think you could have a normal conversation but it is impossible. I am trying to work out the best tack to take with him too that will be the most productive. He is an alien at the moment. It looks like I will have to meet him though, he ignores my emails. Either that or start proceedings, which I am trying to avoid as it is so costly till the two years are up and I am trying to avoid L fees by bashing out the house agreement between ourselves.
It is the deceptiveness that gets me. He got this loan without telling me - which is fine he can get all the loans he wants however he is paying for it out of my money, our joint account which he no longer contributes too. He knew he was doing it, he didn't even tell me he was going to do it. I think he just hoped I wouldn't notice.