My L mentioned that it costs between $700-$1000 to do a QDRO. It appears that I might have to do one for a portion of my 401K. At the time of D, I had enough SEP IRA values to satisfy the retirement settlement, however, it has taken a while to get those transferred and now they have dropped quite a bit such that they wont satisfy the judgment. I wish I could have just had it written in the settlement that she gets all the SEP's. Oh well, it is only money and I am still a young lad like you Jeff - we will make more money.