(((((cookie)))))

I think we've talked the kids into not getting married until they are 30! \:\)

If it wasn't for the getting up in the morning thing, I don't know when I'd go to sleep. I'm a night owl, for sure!

(((((mishka)))))
A QDRO is a Qualified Domestic Relations Order. A fancy name for the document that tells a pension plan or 401(k) administrator how to handle the division of retirement benefits. You'd think it would be simple.... but nooooooooo! \:\)