No health insurance? Counseling is usually covered on health insurance, and sometimes marital/couples counseling is covered, and sometimes you can get a referral from there to sex therapy and it will still be covered. Have you checked into this to make sure there is not "free" therapy out there for you that you hadn't realized before?

In fact, I was amazed to find out that my insurance was willing to cover my couples counseling with my fiance even though we are not married...and in part of that counseling he went to a couple of visits by himself and they STILL covered it.

Try that avenue first obviously....