trying to be patient & strong 12

[Snow White]

I think if the bank is suggesting that you only pay half and they will reduce payments interest excetera it makes sense to at least see what they will offer you. I know I live in a completely different market but because of a change in interest rate and increasing the term just 3 years I was able to assume all of our debt(around $25,000) and the current mortgage and the payments are only going up $13 every 2 weeks, that is making it a larger mortgage, imagine if you cut it in half and increased the term - it might be doable and you can stay in your house. I just think its worth a listen.