I would say if you are not ready to file for D, then don't. BUT I would file a legal separation to protect yourself legally and financially. You never know what your W will do and you would be half responsible.
Me: 46 FWS: 36 Married and Divorced 4/07, Pregnant 7/07,False R 7/07 Baby Girl born 3/08 Kicked him out because OW: 7/08 5/10 He realized what he had and lost. Moved home! REMARRIED 3/14/11!!