There's no reason you can't do the new ones in separate names.
You can agree that it is your separate debt in the D agreement. As long as the lender's rely on your separate income and they're in your separate names, a court would probably find they were separate debt anyways.
Michelle - Proud DR Rockette S: 28JUL07, D'd: 29OCT09 http://tinyurl.com/27j9qo2
