Since she left I was paying the mortgage by myself, but few weeks ago I told her I'm done.
It'll be the first month without mortg payment.

Don't have enough money for it anymore and I'm not going to get part time job just to pay for the house that I don't want under those circumstances.
Of course W says that doesn't have any money to help me and even though it's hard on her, looks like she's willing to let it go to the foreclosure.

I've been working so long and so hard to maintain a perfect credit and pay all my bills on time. I can't undrestand how can she do that.

And she is the one accusing me of excess spending (almost short of calling me irresponsible).
For the last 4 years I was working full and a part time job to provide for us. We were never short on money, never starved, lived under the bridge. Sure, we have the credit cards, mortgage and car loans, but who doesn't?

Sorry, just had to vent a little. Feel better now :-)