All right Frank here's what I see:

By your own admission this is child who doesn't do a damn thing around the house unless she is told to.

By your own admission, your finances are shot to hell.

Yet you so want to be the good guy, the hero, that you went into further debt to appease a kid who won't load a f'in dishwasher.

Frank, you didn't do this for her.

You did this for you.