My advice from my divorce L was to let ex take me down. See when we were married we were making our bills, not much of an issue but when you take in to account child support for 4 kids and alimony it takes a healthy chunk out of the funds and the bills are still there. I was able to pay what the court "awarded" me but ex cashed out his 401K and was broke with in 2 months. He stopped paying his bills and I only knew because, I was getting the ones that had both of our names on them. Everything was double.

Went to a credit counselor who said I would actually have to pay more since I have some pretty low rates already and that by adding ex's "awarded" debts, I couldn't qualify. I am ill from the thought of it but I need to protect the house and the kids. The B L said he didn't want to see me struggling to pay everything and cashing stuff out and still lose everything. I am having to take the responsibility for the both of us since he doesn't know how to man up.

Sorry that you are in the same boat. I will do a lot of things differently and I won't have to pay for his accidents.

kat

Me-53(and learning!)
S24, S21, D18, D17
Just keep swimming, Just keep swimming. Dory