JCJ, I agree with everyone else about setting boundaries. When we separated, the cc were notified- 1-most were in my name and he was an add on-easy to take off, 2 - joint ones were shut down with pay off determined by an agreement. I think being polite,respectful etc and reminding him that you are separate and responsible individ now. You can't control his reaction - my XH blew a fuse when I asked for the house key back years after I bought the house and only because my current H didn't think he should be able to come and go like that. It didn't bother me either way - only because his kids live here. But when he calmed down I explained that we were not M anymore and my house is like the ones where kids stay overnight with friends - he can visit them but they don't give him a key just because his kids are staying there overnight. Sounds like a lot going on. You've got my support no matter what you do. You have been good to me and you will get the same from me.